Checking Accounts OFCU Checking is Hard to Beat!

Smart checking

Smart checking is our truly free checking account perfect for everyone. Smart checking features no monthly fee, no minimum balance requirement, free online banking, bill pay and e-statements.

Advantage checking

For those looking to earn dividends on their checking funds. In addition to earning dividends, Advantage checking feature free online banking, bill pay and e-statements to make accessing your account easy.

Advantage 55 checking

If you're age 55 or better, welcome to a checking account just for you. Advantage 55 checking earns additional dividends and has no monthly service fee. Plus enjoy free online banking, bill pay and e-statements, and we'll even throw in free checks!

Online banking

Access your accounts anytime and almost anywhere with free online banking. With online banking you can check balances, transfer funds, view history, even pay your bills online, all for free!

Debit/ATM card

Get cash or make purchases around the world with an Oregonians Credit Union debit or ATM card. With six free ATM transactions a month and access to a nationwide network of surcharge-free ATMs you'll save money with our debit and ATM cards.