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Deposit Rates

Rates accurate as of today

Account Rates | CD Rates | Special Bump CD | IRA CD Rates

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

Printable Version | Truth in Savings Disclosure | Rate Schedule

Account Type
Dividend Rate
Annual Percentage Yield
Membership Shares
.85%
.85%
Club Accounts
1.10%
1.11%
Advantage Checking
.50%
.50%
Advantage 55 Checking
.65%
.65%
Saver Hounds Club
4.00%*
4.07%*
Money Market
   

$2500 to $35,000

1.50%
1.51%

$35,001 to $50,000

1.90%
1.92%

$50,001 to $75,000

2.15%
2.17%

$75,001 & above

2.35%
2.38%
IRA Shares
2.65%
2.68%

*First $500 only. Regular share dividend on amount over $500.

 

CERTIFICATE ACCOUNTS

We offer bonus certificate rates to members who utilize our other services. The max. bonus is .50% APR (.70% APR for Adv. 55 accounts) towards our rates.

GET THE MAX RATE BONUS BY USING OTHER SERVICES WITH US!

Term in Days
Dividend Rates
Annual Percentage Yield
Minimum Opening Balance
31 to 90
1.95% to 2.65%
1.97% to 2.68%
$1,000
91 to 180
2.40% to 3.10%
2.43% to 3.14%
$1,000
181 to 365
2.50% to 3.20%
2.53% to 3.25%
$1,000
366 to 730
2.70% to 3.40%
2.73% to 3.45%
$500
731 to 1095
2.85% to 3.55%
2.89% to 3.61%
$500
1096 to 1460
3.00% to 3.70%
3.10% to 3.76%
$500
1461 to 1825
3.20% to 3.90%
3.25% to 3.97%
$500

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

Special BUMP CD

We offer bonus certificate rates to members who utilize our other services. The max. bonus is .50% APR (.70% APR for Adv. 55 accounts) towards our rates.

Term in Days
Dividend Rates
Annual Percentage Yield
731 to 1095
2.85% to 3.55%
2.89% to 3.61%
1096 to 1460
2.95% to 3.65%
2.99% to 3.71%
1461 to 1825
3.05% to 3.75%
3.09% to 3.82%

Minimum initial amount of $2,500. Member may bump the rate 1 time to the current market rate - the new rate remains for the maturity which is based on the original CD term.

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

IRA CERTIFICATE ACCOUNTS

We offer bonus certificate rates to members who utilize our other services. The max. bonus is .50% APR (.70% APR for Adv. 55 accounts) towards our rates.

Term in Days
Dividend Rates
Annual Percentage Yield
Minimum Opening Balance
31 to 90
2.05% to 2.75%
2.07% to 2.78%
$1,000
91 to 180
2.50% to 3.20%
2.53% to 3.25%
$1,000
181 to 365
2.60% to 3.30%
2.63% to 3.35%
$1,000
366 to 730
2.80% to 3.50%
2.84% to 3.56%
$500
731 to 1095
2.95% to 3.65%
3.99% to 3.71%
$500
1096 to 1460
3.15% to 3.85%
3.20% to 3.92%
$500
1461 to 1825
3.30% to 4.00%
3.40% to 4.07%
$500

*All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

Truth in Savings Disclosure

Rate Schedule