Home Equity and Home Improvement Loans What could you do with a little extra cash?

Make home improvements, finance a child’s education, pay off debt, and more by putting your home to work for you!

LIMITED TIME SPECIALS:

*Rate of 4.750% is good until 12/31/08. Rate will then be variable monthly based on Prime. CAP is 10.00%. Minimum draw of $2500.00 required to qualify for introductory rate. Offer not available on existing OFCU home equity line of credit loans. Non-introductory rate effective 12/31/08 is Prime +.50%, currently 5.75% APR as published in the Wall Street Journal (Western Edition) on the last business day of each month. $25.00 annual fee. Closing costs vary. Consult your tax advisor for your deductibility status.

• Home Equity Lines of Credit — revolving credit line for maximum flexibility
• Home Equity Loans — lock in a low rate with this one-time purpose loan
• Home Improvement Loans — with little or no equity you can make needed home improvements

Refinance and save

We love to help members save money. Talk to one of our loan professionals to see if we can reduce your interest charges by refinancing your loan from another financial institution.