Insurance Products

Make Sure You're Covered
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Auto l Home l AD&D l GAP l Mechanical Breakdown l Credit Life/Disability

MemberCONNECT Insurance Products OFCU has partnered with CUNA Mutual Insurance Society to offer life, auto and homeowners insurance to members through the MemberCONNECT Program.

Visit Our MemberConnect Insurance Page.

Member Connect Q & A

Q. Why did my credit union decide to mail me this information?

A. Making a decision about insurance should be both convenient and private. We want to ensure you can make the right decision from your home without any sales pressure.

Q. How did CUNA Mutual Group get my name?

A. When our credit union decided to make insurance products available to members like you, we wanted to partner with a company we knew could offer a variety of valuable coverages at affordable rates. That's why we authorized CUNA Mutual to mail to our members.

Q. How does CUNA Mutual Group address privacy?

A. CUNA Mutual has a strong commitment to protect member information. They have allocated significant human and technical resources to manage and protect member data. CUNA Mutual Group employees also go through mandatory privacy training.

Q. Is this insurance any good?

A. While most of us on our staff, including me, are not insurance experts, we do trust CUNA Mutual

and the quality products and services they represent. To hear more about their products and services, call them toll-free at 1-877-MEMBERS for AD&D and Life Family products. For more information on MEMBERS Auto & Homeowners, call them toll-free at 1-888-380-9287.

Q. When I call the toll-free number, am I going to get a high-pressure insurance agent who wilt try to talk me into buying something I don't want?

A. One of the reasons we decided to partner with CUNA Mutual is for their focus on your needs, not a sales quota. Their phone representative will discuss your life situation and recommend plans that will help you accomplish your goals and accommodate your lifestyle. The choice to buy is completely yours. No pressure—just information to help you make an informed decision.

Features of MEMBERS® Auto Insurance: Learn More

  • Receive a member discount on the already competitive auto rates
  • Additional discounts including multi-car, multi-policy, anti-theft, safe driver and more could save you hundreds of dollars per year
  • No-obligation rate quotes by phone or online
  • National service center, 24-hour claims service and emergency roadside assistance
  • Convenient payment options, including automatic deduction of your premium
  • Guaranteed rates for 12 months

Features of MEMBERS® Home Insurance: Learn More

  • Receive a member discount on the already competitive homeowner's rates
  • Discounts include multi-policy, security, fire safety, and new home
  • No-obligation rate quotes by phone
  • Special national service center and 24-hour claims service
  • Renters' Insurance available

Financial hardship is one thing your family doesn't need to worry about if unexpected death should occur. AD&D insures you if you lose your life or a limb in an accident.

Accidental Death and Dismemberment Insurance (AD&D)
Financial hardship is one thing your family doesn't need to worry about if unexpected death should occur. AD&D insures you if you lose your life or a limb in an accident.

For an affordable rate, you can get up to $300,000 of protection. No medical exams are required and coverage is guaranteed as long as premiums are paid. In addition, AD&D provides the following benefits:*

  • Affordable premiums
  • Family plans that insure you, your spouse and children
  • Double benefit payment for covered loss while a passenger on public transportation
  • Built-in inflation protection
  • College funding assistance when a covered accident occurs
  • Coverage if you lose a limb, your sight or hearing in an accident

Guaranteed Auto Protection (GAP)
If your car is totaled or stolen, your car insurance may not cover the total cost of your outstanding loan balance. GAP pays the difference between the actual cash value your insurance will pay and the outstanding loan balance within certain limits. And getting GAP coverage through us costs much less than buying it through auto dealers. For more details on GAP coverage, contact one of our Member Service Officers.

Mechanical Breakdown Insurance (MBI)
An affordable way for car owners to get additional peace of mind.

Credit Life and Disability
Pays off or reduces your loan in the event of death and insures that all or part of your loan payment is made when you are unable to work due to illness or injury.

Contact us at 503.239.5336 or 800.982.2974 for more info.