|
|
| Credit
Cards |
|
Card Type |
Grace
Period for Purchases |
Fees |
APR |
| |
25
days |
No
Annual Fee |
9.90%
APR |
CLICK HERE FOR MORE INFORMATION ON OUR VISA CARDS

| Auto
Loans and RV/Boat Loans |
|
Loan Type |
APR |
| |
4.45%-8.90%
APR |
| Depending
on Beacon Score, loan to value and length of contract. Higher loan
to values and longer terms increase rate. |
|
4.45%-8.90%
APR |
| Depending
on Beacon Score, loan to value and length of contract. Higher loan
to values and longer terms increase rate. |
Variable Rate for Auto/RV/Boat |
Ask us about a variable rate option |
A variable rate may help you save money. |
We
currently are not offering relationship discounts for loans.
Rate
determined by certain credit criteria, collateral and term of loan. Vehicles
with 75,000 miles or more have a 1.00% higher rate. Minimum amounts apply
to qualify for longer terms. Maximum APR is 10.90%.
CLICK HERE FOR MORE INFORMATION ON AUTO LOANS
| Other
Consumer Loans |
|
Loan Type |
Term |
APR |
| Unsecured |
Up
to 36 mos. |
9.90%-12.25%
APR |
Unsecured
Line of Credit |
36
mos. base |
9.90%-12.25%
APR |
New
Consumer Goods |
Up
to 36 mos. |
5.90%-10.90%
APR |
Shared
Secured |
Up
to 60 mos |
Share
Rate + 2.50% APR |
Shared
Certificate Secured |
Cert.
Term |
Certificate
Rate + 2.00% APR |
New consumer goods include furniture,
appliances, audio and video equipment, personal watercraft, garden tractors,
snowmobiles, 4-wheelers. Must be new merchandise unless titled. A UCC
financing statement is filed at borrower cost.
| Home
Equity Loans and Lines of Credit |
|
Loan Type |
Term |
APR |
| |
Up
to 120 mos. |
4.99%-
8.75% APR |
|
|
3.75%
APR* |
|
Up
to 120 mos. |
Talk to MSO |
|
|
13.90%-16.00%
APR** |
* VARIABLE RATE. Rate based on prime rate + .50% APR
** Annual fee of $12.00 first charged upon opening.Transfer/advance fee from loan of $2.00. For OD only, may not take advances other than ODs.Minimum monthly payment is $25; then 10% of balance, rounded up $5. Limits of $250 to $1,000; cannot exceed limit. |