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Relationship Pricing

Earn discounts on loans and bonus rates on CDs

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Loan Discounts l CD Bonuses

At Oregonians Credit Union, we reward our members for doing business with us. That’s why we offer up to 1.00% (1.25% with an Advantage 55 account) off your consumer loan rate, just by having other products and services with us. We currently are not offering relationship discounts for loans.

We now also offer relationship CD rates. You can earn up to an additional .50% (.70% with an Advantage 55 account) on our already high certificate rates.

Make sure you are getting the maximum discount or bonus available to you. Meet with a Member Service Officer today to calculate your loan discount or rate bonus.

We currently are not offering relationship discounts for loans.

Loan Discount List

Checking Account
.25%
Money Market Account
.25%
IRA
.25%
Certificates
.25%
Bill Pay
.50%
Direct Deposit or Payroll Deduction
.25%
E*Statements
.50%
Visa Credit Card
.25%
Home Loan
.25%
Home Equity
.25%
Membership 10 years+
.25%
Family Members (for each immediate family member with active account)
.25%
Be Green- EPA Smart Way Auto*
.25%
Be Green- EPA Smart Way Elite Auto*
.50%

•Maximum loan discount is 1.00% except 1.25% for Advantage 55 account owners.
• There is 1 discount granted for a listed service/account. Example: if have 2 checking accounts or more than 1 CD there is only 1 discount.
• Family member discount is for each active family member record. Example: father and brother each have membership accounts; discount is .50%. Family member for this purpose is parent, sibling and child. Active account—cannot be inactive by OFCU standards.

* Discount given at time of purchase of green vehicle. EPA Green Vehicle designations found at www.epa.gov/greenvehicles

CD Bonus Rate List
Any of the above services/ accounts, except below:
.10%
Bill Pay
.25%

• Maximum rate bonus for CDs is .50% except .70% for Advantage 55 account owners.
• Family member bonus is based on family membership record, just as for loan discounts.
Family member for this purpose is parent, sibling and child. Active account—cannot be inactive by OFCU standards.