Oregonians Credit Union

Relationship Pricing

Earn discounts on loans and bonus rates on CDs

Loan Discounts l CD Bonuses l Mortgage Fees l Printable Version

At Oregonians Credit Union, we reward our members for doing business with us. That’s why we offer up to 1.00% (1.25% with an Advantage 55 account) off your consumer loan rate, just by having other products and services with us.

We now also offer relationship CD rates. You can earn up to an additional .50% (.70% with an Advantage 55 account) on our already high certificate rates.

Make sure you are getting the maximum discount or bonus available to you. Meet with a Member Service Officer today to calculate your loan discount or rate bonus.

Loan Discount List
Checking Account	.25%
Money Market Account	.25%
IRA	.25%
Certificates	.25%
Bill Pay	.50%
Direct Deposit or Payroll Deduction	.25%
E*Statements	.50%
Visa Credit Card	.25%
Home Loan	.25%
Home Equity	.25%
Membership 10 years+	.25%
Family Members (for each immediate family member with active account)	.25%
Be Green- EPA Smart Way Auto*	.25%
Be Green- EPA Smart Way Elite Auto*	.50%

•Maximum loan discount is 1.00% except 1.25% for Advantage 55 account owners.
• There is 1 discount granted for a listed service/account. Example: if have 2 checking accounts or more than 1 CD there is only 1 discount.
• Family member discount is for each active family member record. Example: father and brother each have membership accounts; discount is .50%. Family member for this purpose is parent, sibling and child. Active account—cannot be inactive by OFCU standards.

* Discount given at time of purchase of green vehicle. EPA Green Vehicle designations found at www.epa.gov/greenvehicles

CD Bonus Rate List
Any of the above services/ accounts, except below:	.10%
Bill Pay	.25%

• Maximum rate bonus for CDs is .50% except .70% for Advantage 55 account owners.
• Family member bonus is based on family membership record, just as for loan discounts.
Family member for this purpose is parent, sibling and child. Active account—cannot be inactive by OFCU standards.

We Now Offer Relationship Discounts on Mortgages!

Home Loan Discount List
Checking Account	$100
Money Market Account	$100
Visa Credit Card	$100
Certificates	$100
IRAs	$100
10 Year+ Membership	$100
E*Statements	$150
Bill Pay	$150
Direct Deposit	$150

Save up to $1000 on your next mortgage's origination fees.

We now offer relationship discounts like we do for consumer loans*. Our usual home loan origination fee is 1% of the loan amount. That is $1000 on a $100,000 loan. With the right relationships, you can save up to $1000 on your next mortgage loan.

Call the mortgage department today for more info.

503.239.1120 or 800.697.8996

*Discount reduces origination fee only. Maximum discount is $1000 regardless of fee amount. No cash value. Discount will not exceed loan fee. Standard origination fee is 1% of the loan amount.